AI-generated summary, not yet reviewed by Better Utah staff. Please consult the bill text.

Spanning several areas of state law, this bill would create new protections against unfair treatment based on religion and other personal characteristics in lending, insurance, K-12 schools, and public colleges and universities. Banks, other creditors, and credit reporting agencies would be barred from considering religion, race, age, sex, disability, marital status, national origin, or similar factors when deciding whether to extend credit, setting loan terms, or reporting credit information, and people who believe they've been treated unfairly under these rules could file a complaint with the state or sue for damages and attorney fees. Insurance companies would similarly be prohibited from charging different rates or offering different benefits to people who are otherwise similar risks based on those same characteristics, with state enforcement of this rule. In K-12 schools, districts and charter schools would be required to adopt a policy excusing student absences taken to observe a religious holiday or attend religious instruction, and public colleges and universities would face an expanded duty to reasonably accommodate students' religious beliefs, faith, or conscience not only in exam scheduling as under current law, but also in admissions, class attendance, and participation in specific academic requirements, provided students give written notice explaining the conflict and requested accommodation.