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Health insurance policies in Utah that require enrollees to choose a primary care provider currently have the option, but are not required, to let those enrollees also select a physical therapist to provide physical therapy services. This bill would change that option into a requirement, meaning insurers offering such plans would have to permit enrollees to choose a participating physical therapist for physical therapy care. Starting with health plans renewed or newly issued on or after January 1, 2027, the bill would also prohibit insurers from charging higher copayments, coinsurance, or office-visit deductibles for physical therapy visits than they charge for visits to a primary care provider. The bill would take effect January 1, 2027.