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When a Utah school district splits into two or more new districts, this bill requires the newly created districts to develop a "high growth transition plan" during the asset-division process — a written assessment of projected enrollment, facility capacity, and infrastructure needs for the first five years after the split takes effect. The bill also creates a system for identifying "high growth" successor districts (those growing at 3% or more annually, or projected to grow at 5% or more), allows those districts to voluntarily enter into loan agreements with their sibling districts to borrow against the shared pool of divided assets for land, buildings, and transportation infrastructure, and directs the State Board of Education to track and annually report to the legislature on growth patterns and challenges across reorganized districts.