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S.B. 187

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Renter Credit Reporting Amendments

SB0187S01 (Substitute)

View on le.utah.gov
S.B. 187FailedSupport

Renter Credit Reporting Amendments

Senate
House
Governor

What This Bill Does

This bill enacts provisions relating to renter credit reporting.

Key Provisions

This bill:

  • defines terms;
  • provides that a housing authority shall provide a renter an offer of rent reporting at the time the housing authority and renter enter into a rental agreement;
  • provides that a housing authority shall provide an offer of rent reporting at least once annually;
  • provides that a housing authority may charge a fee for rent reporting that may not exceed the actual cost of the rent reporting;
  • provides the consequences for a renter failing to pay the fee for rent reporting;
  • provides that a renter may enroll and unenroll in rent reporting at any time during the duration of the rental agreement;
  • prohibits a renter from reenrolling in rent reporting for at least six months if the renter fails to pay the fee for rent reporting or the renter unenrolls in rent reporting; and
  • makes technical changes.

Better Utah Institute's Position

SupportStrong Communities

Plain-Language Summary

AI-generated summary, reviewed by Better Utah staff.

Starting in July 2026, this bill requires housing authorities created by Utah's largest cities (cities of the first class, like Salt Lake City) to offer their renters the option to have their monthly rent payments reported to a nationwide credit reporting agency, both when a lease is signed and at least once each year. Participation is voluntary, and housing authorities may charge a fee for this service as long as it doesn't exceed their actual cost. Renters can opt in or out at any time, but if they drop out or fail to pay the fee, they must wait at least six months before re-enrolling; importantly, a renter cannot be penalized, fined, or evicted for choosing not to pay the reporting fee. The law is set to expire at the end of 2027.