AI-generated summary. We recommend consulting the bill text for important decisions.

Utah law currently treats all towing the same way, but this bill draws a legal distinction between a standard tow — moving a vehicle that can be reached with normal equipment — and a "recovery operation," which involves extracting a vehicle that is overturned, stuck in a ditch or mud, submerged in water, or otherwise inaccessible to a regular tow truck. Under the new rules, commercial trucking companies operating in Utah must carry at least $40,000 in insurance coverage specifically for recovery operations, and when a police-ordered recovery is needed, the commercial vehicle's insurer pays the recovery company directly. If the insurer disputes the bill, both sides must first attempt mediation, and then binding arbitration; in the meantime, the insurer posts a financial bond equal to the disputed amount, and the recovery company must release the vehicle once that bond is in place. The bill also requires towing dispatch rotations to track which companies are qualified to handle recovery operations, so the right equipment is sent to the right situation.