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Boat insurance in Utah is currently mandatory under a specific chapter of state law that requires motorboat owners to carry liability coverage, and this bill would eliminate that entire requirement effective July 1, 2026. If passed, boat owners would no longer be required to prove they have insurance to register or operate a motorboat, and the state's uninsured motorist tracking database would no longer collect or monitor boat insurance information, removing the associated $2 fee boat owners currently pay to fund that tracking. Utahns injured in an accident caused by an uninsured boat operator would no longer have a legal guarantee that the at-fault party carries insurance to cover damages. The bill also makes a series of technical, non-substantive updates to related definitions across motor vehicle and insurance code sections to remove references to boats and boat insurance now that the requirement is repealed.