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Under current law, the state Department of Health and Human Services can use up to 75% of a foster child's federal benefits — such as Social Security or Veterans Affairs payments — to cover basic care costs like food, housing, and transportation. This bill would lower that cap so the department could use no more than 25% of a minor's federal benefits for these costs, requiring the remaining 75% to be conserved or invested in an account held on the child's behalf. When the department's custody of the child ends, that preserved money would be transferred to the minor, their parent or guardian, or another designated recipient, along with an offer of financial literacy training.