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H.B. 72 does two main things: it sets new rules for cryptocurrency kiosks (the ATM-like machines that let people exchange cash for digital currency) and requires law enforcement agencies to build expertise in cryptocurrency-related crimes. On the kiosk side, operators must cap daily transactions at $2,000 for a new customer's first three days and $5,000 per day after that, display a bold fraud warning in English and Spanish stating that no government agency will ever request payment through a kiosk, disclose that funds are not federally insured, provide detailed receipts after every transaction, maintain a 24/7 customer service line, and report their kiosk locations to the state annually. On the law enforcement side, every local agency must ensure at least one officer completes specialized cryptocurrency investigation training every three years, and agencies must report quarterly data on cryptocurrency cases to the Commission on Criminal and Juvenile Justice, which then summarizes the data annually for the Legislature.