This bill amends a provision to require a vehicle owner to maintain liability insurance on a vehicle if the vehicle is operated on a highway, not merely registered.
This bill:
AI-generated summary, not yet reviewed by Better Utah staff. Please consult the bill text.
Vehicle insurance requirements are the focus of this bill, which changes when Utah drivers must carry liability insurance on their cars. Under current law, resident vehicle owners must maintain insurance if their vehicle is either driven on a highway or quasi-public road or simply registered in the state. This bill removes registration as a trigger for the insurance requirement, meaning owners would only need to maintain liability coverage when their vehicle is actually being operated on a highway or quasi-public road or parking area. As a result, someone who keeps a registered but unused vehicle — such as a car in storage — would no longer be required to carry insurance on it based solely on its registration status.
Current version: HB0047S01 (Substitute)
Introduction
Jan 20
House Rules
House Committee
Skipped
House Floor Vote
Jan 21
Senate Rules
Jan 22
Senate Committee
Jan 28
Senate 2nd Reading
Feb 4
Senate 3rd Reading
Feb 5
Governor Signed
Feb 12
IntroductionJan 20
House Rules
House CommitteeSkipped
House Floor VoteJan 21
Senate RulesJan 22
Senate CommitteeJan 28
Senate 2nd ReadingFeb 4
Senate 3rd ReadingFeb 5
Governor SignedFeb 12
This bill amends a provision to require a vehicle owner to maintain liability insurance on a vehicle if the vehicle is operated on a highway, not merely registered.
This bill:
AI-generated summary, not yet reviewed by Better Utah staff. Please consult the bill text.
Vehicle insurance requirements are the focus of this bill, which changes when Utah drivers must carry liability insurance on their cars. Under current law, resident vehicle owners must maintain insurance if their vehicle is either driven on a highway or quasi-public road or simply registered in the state. This bill removes registration as a trigger for the insurance requirement, meaning owners would only need to maintain liability coverage when their vehicle is actually being operated on a highway or quasi-public road or parking area. As a result, someone who keeps a registered but unused vehicle — such as a car in storage — would no longer be required to carry insurance on it based solely on its registration status.
Motion: Favorable Recommendation
Governor Signed
Lieutenant Governor's office for filing
House/ to Governor
Executive Branch - Governor
House/ received enrolled bill from Printing
Clerk of the House
House/ enrolled bill to Printing
Clerk of the House
Enrolled Bill Returned to House or Senate
Clerk of the House
Last updated Aug 29, 2026, 5:26 PM