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Several traffic violations in Utah would be reclassified or restructured under this bill. Driving 21 to 29 miles per hour over the speed limit in a school zone would drop from a class C misdemeanor to an infraction, though the required minimum fines would stay the same, while driving 30 mph or more over that limit would remain a class C misdemeanor; careless driving — defined as committing two or more moving violations within three miles, or driving while distracted by something inside the vehicle — would also drop from a misdemeanor to an infraction. The bill would combine the separate crimes of driving without insurance and failing to carry proof of insurance into a single offense, keeping it a class C misdemeanor with fines starting at $400 for a first offense and $1,000 for repeat offenses within three years, while spelling out in more detail what counts as acceptable proof of insurance (including electronic proof shown on a phone), when a driver's license must be suspended for a conviction, and when police may not cite a driver whose insurance shows as valid in the state's insurance database. It also updates related sections of law on vehicle registration, vehicle seizure, and motorboat insurance requirements to reflect this consolidated insurance offense, and removes the separate law that previously required drivers to carry physical proof of insurance.